Boost Your Credit Score To Excellent
Use your monthly airtime and utility bill payments to build a strong credit score.
Why Boost Your Score?
Get lower interest on loans
A higher credit score shows lenders that you’re a trustworthy borrower. The better your score, the lower your loan interest rate — helping you borrow money more affordably from banks and microfinance lenders in Nigeria.
Qualify for better financial products
With a strong credit profile, you can qualify for bigger loans, longer repayment plans, higher credit limits, and even BNPL (Buy Now Pay Later) options. Lenders prefer customers with a good credit history.
Save money on interest rates
Low credit scores mean high borrowing costs. Boosting your score helps you save thousands of naira by reducing how much interest you pay over time, whether it's a personal loan, school fees loan, or a business facility.
How It Works
We Check Your Credit Reports
We start by securely reviewing your credit reports from Nigeria’s 3 major credit bureaus - CRC, CreditRegistry, and FirstCentral to understand your current score and identify what’s missing. This helps us determine how much your score can be improved.
You Sign Up for Credit Booster
Once we’ve assessed your profile, you can easily sign up for Credit Booster in a few taps. Just your monthly airtime, data, or utility bill payments help prove you're financially responsible.
We Report Your Payments to Bureaus
We automatically report your verified bill payments to all 3 credit bureaus, helping you build or boost your credit score each month. These everyday transactions show lenders that you’re reliable, increasing your chances of getting approved for low-interest loans.
Got Questions?
How long does it take to build my credit score?
How soon does my credit score update after I boost it?
Can the credit booster give me an excellent score?
Why don’t I have any record with the credit bureaus?
Can the credit booster help me if I have no existent credit score?
Building creditworthiness for Africans.
Contact
hi@pebblescore.com
+2349030343095
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